A "naked loan" is when a woman obtains a loan using her naked photos as collateral. - In addition, if the debt cannot be repaid, the photos will be collected from the relatives or the debt will be recovered from the sales of AV filming. - Mr. Saito, who works at a cabaret club, is overwhelmed with payments for the host club. - Tanabe is a female college student who runs out of money due to dating expenses with a wealthy classmate. - Yamazaki is a housewife who spends too much money at beauty salons and department stores, hiding from her husband. - Naive women are unable to repay large amounts of debt in a short period of time and are forced to pay with their bodies.